diff --git a/clippy_lints/src/matches/manual_unwrap_or.rs b/clippy_lints/src/matches/manual_unwrap_or.rs
index 0940fc3219bb..85a08f81c2f3 100644
--- a/clippy_lints/src/matches/manual_unwrap_or.rs
+++ b/clippy_lints/src/matches/manual_unwrap_or.rs
@@ -35,6 +35,17 @@ pub(super) fn check_if_let<'tcx>(
     else_expr: &'tcx Expr<'_>,
 ) {
     let ty = cx.typeck_results().expr_ty(let_expr);
+    let then_ty = cx.typeck_results().expr_ty(then_expr);
+    // The signature is `fn unwrap_or<T>(self: Option<T>, default: T) -> T`.
+    // When `expr_adjustments(then_expr).is_empty()`, `T` should equate to `default`'s type.
+    // Otherwise, type error will occur.
+    if cx.typeck_results().expr_adjustments(then_expr).is_empty()
+        && let rustc_middle::ty::Adt(_did, args) = ty.kind()
+        && let Some(some_ty) = args.first().and_then(|arg| arg.as_type())
+        && some_ty != then_ty
+    {
+        return;
+    }
     check_and_lint(cx, expr, let_pat, let_expr, then_expr, peel_blocks(else_expr), ty);
 }
 
diff --git a/tests/ui/manual_unwrap_or.fixed b/tests/ui/manual_unwrap_or.fixed
index 74afa00e12f2..07e4bdd483a8 100644
--- a/tests/ui/manual_unwrap_or.fixed
+++ b/tests/ui/manual_unwrap_or.fixed
@@ -234,4 +234,20 @@ fn implicit_deref_ref() {
     };
 }
 
+mod issue_13018 {
+    use std::collections::HashMap;
+
+    type RefName = i32;
+    pub fn get(index: &HashMap<usize, Vec<RefName>>, id: usize) -> &[RefName] {
+        if let Some(names) = index.get(&id) { names } else { &[] }
+    }
+
+    pub fn get_match(index: &HashMap<usize, Vec<RefName>>, id: usize) -> &[RefName] {
+        match index.get(&id) {
+            Some(names) => names,
+            None => &[],
+        }
+    }
+}
+
 fn main() {}
diff --git a/tests/ui/manual_unwrap_or.rs b/tests/ui/manual_unwrap_or.rs
index 2d01b8ceaaa7..cdbe51a41212 100644
--- a/tests/ui/manual_unwrap_or.rs
+++ b/tests/ui/manual_unwrap_or.rs
@@ -284,4 +284,20 @@ fn implicit_deref_ref() {
     };
 }
 
+mod issue_13018 {
+    use std::collections::HashMap;
+
+    type RefName = i32;
+    pub fn get(index: &HashMap<usize, Vec<RefName>>, id: usize) -> &[RefName] {
+        if let Some(names) = index.get(&id) { names } else { &[] }
+    }
+
+    pub fn get_match(index: &HashMap<usize, Vec<RefName>>, id: usize) -> &[RefName] {
+        match index.get(&id) {
+            Some(names) => names,
+            None => &[],
+        }
+    }
+}
+
 fn main() {}